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This prohibition pertains to future payments that come due from the loan, not only the payment that failed.
February 25th, 2021
This prohibition pertains to future payments that come due from the loan, not only the payment that failed. You will find significant exclusions from the rule’s range. It will not connect with loans guaranteed by a dwelling, buy cash loans, charge cards extensions, personal training loans, non-recourse pawn loans, or overdraft lines of credit. 12 C.F.R. В§ 1041.3(d) (at p.1511). Loan providers who make a maximum of 2500 loans that are covered 12 months and derive a maximum of 10%…